HFS — Up to $300K
A specialty lender for metal buildings, garages, barndominiums, and commercial steel structures. Fixed APRs from 7.99%, terms up to 20 years, and soft-pull pre-qualification with no impact to your credit score.
Financing Your Metal Building.
Whether you’re building a garage, barn, workshop, barndominium, or commercial structure, Triton Industries financing — now powered by two trusted partners, HFS and GreenSky — gives you the chance to build today and pay over time. HFS approvals reach up to $300,000 with fixed rates as low as 7.99% APR and terms up to 20 years; GreenSky offers up to $100,000 with promotional rates as low as 0% APR on qualifying buildings. Pre-qualification has no impact to your credit score.
- $300KHFS maximum loan
- 0% APRGreenSky promo, qualified buyers, select plans
- 20 YrMaximum term length
- Soft PullNo credit-score impact
Our Financing Partners
Two Lenders. One Easy Application.
Triton Industries has partnered with two specialty lenders so you can pick the program that fits your build and budget. HFS finances metal buildings up to $300,000 with fixed rates from 7.99% APR and terms up to 20 years. GreenSky offers fast home-improvement-style financing up to $100,000 with promotional rates as low as 0% APR on qualifying buildings. Both lenders handle the application, approval, and servicing — Triton handles design, manufacture, delivery, and free professional installation.
GreenSky — Up to $100K
A nationwide consumer-financing platform with fast online approvals. Promotional rates as low as 0% APR on qualifying buildings, plus reduced-rate and deferred-interest plans available for shorter terms.
Soft Pull Pre-Qualification
Both HFS and GreenSky use a soft credit check at pre-qualification. You see your approved amount and rate range without the inquiry impacting your credit score.
Pick the Program That Fits
Smaller residential build that qualifies for 0%? GreenSky may be the right call. Larger commercial or barndominium project? HFS’s longer terms and higher limits keep monthly payments manageable.
Loan amount, APR, term, and 0% promotional eligibility are determined by HFS or GreenSky based on your application and may vary by state, program, and qualifying building. GreenSky 0% APR is a promotional rate available to qualified applicants on select plans for the promotional term only. Some GreenSky plans are deferred-interest: if the financed balance is not paid in full by the end of the promotional period, or if a required minimum payment is missed, interest is charged from the original purchase date at the standard plan APR. See your lender agreement for full terms. GreenSky® financing programs are provided by federally insured, equal-opportunity lender banks.
From Pre-Qualification to Install
- 01
Pre-Qualify Online
Submit a quick pre-qualification form with HFS or GreenSky. It takes a few minutes and there is no impact to your credit score.
- 02
Get Your Offer in Writing
Your lender reviews the application and returns your approved amount, APR (including any 0% promo eligibility from GreenSky), and term options — so you know exactly where you stand before signing.
- 03
Finalize Your Plan
Choose the term that fits your budget, sign your documents, and lock in your fixed rate — no surprises, no hidden fees.
- 04
Schedule Your Build
Once financing is secured, Triton handles delivery and free professional installation. Your first payment starts about 30 days after install.
Built Around the Way You Buy
Up to $300,000 Financed
HFS finances Triton metal buildings up to $300,000, and GreenSky funds projects up to $100,000 — so residential, agricultural, and most commercial builds fit in a single loan.
Rates as Low as 0% APR
GreenSky offers promotional rates as low as 0% APR on qualifying buildings, while HFS fixed rates start at 7.99% APR — pick the program that gives you the best monthly payment.
Terms Up to 20 Years
Stretch your payments over as many as 240 months to keep monthly costs manageable, or pay it off faster with no prepayment penalty.
Pre-Qualify with No Credit Impact
HFS and GreenSky both use a soft credit check at pre-qualification, so checking your eligibility will not lower your score or appear as an inquiry on your report. A hard pull is only run if you choose to move forward with a final loan offer.
Clear, Written Terms
On HFS fixed-APR loans, your rate and monthly payment are locked at signing for the life of the loan. On GreenSky promotional plans, your APR, promotional period, and any deferred-interest terms are disclosed in writing before you accept the offer — no surprise rate changes after signing.
No Prepayment Penalties
Pay extra each month or pay your loan off early at any time. There are no fees and no penalties for paying ahead of schedule.
Plan Your Monthly Payment
Drag the sliders below to see what a Triton steel building could cost per month. Final loan amount, term, and APR are determined by HFS or GreenSky at the time of approval and may vary by state, program, and qualifying building.
Estimated monthly$594per month for 120 months
Estimated total$71,331at 9.99% APR, fixed
Estimates only. Actual loan terms and APR depend on your application, the building you select, and your delivery state. Final terms are provided in writing by the lender.
Eligibility
Who Can Pre-Qualify
HFS and GreenSky financing are open to a wide range of qualified buyers across our 34-state service area. If a credit-based loan isn’t the right fit for you, our rent-to-own programs through RTO National and EZ Pay offer an accessible path to ownership with approval available up to $30,000.
- U.S. resident, age 18 or older
- Verifiable monthly income
- Active checking account in your name
- Valid government-issued photo ID
- Soft credit pre-qualification (no impact to your score)
- Delivery address inside our 34-state service area
Common Questions About Financing
What financing options does Triton offer?
Triton offers traditional financing through two partners: HFS, with fixed-APR loans up to $300,000 and terms up to 20 years, and GreenSky, with loans up to $100,000 and promotional rates as low as 0% APR on qualifying buildings. For customers who want a no-credit-check path to ownership, we also offer rent-to-own through RTO National and EZ Pay (approval available up to $30,000).
How does GreenSky financing work, and how do I qualify for 0% APR?
GreenSky is a nationwide consumer-financing platform that funds Triton metal buildings up to $100,000. Promotional plans include rates as low as 0% APR for qualified applicants on select plans for the promotional term only, plus reduced-rate and deferred-interest options for shorter terms. On deferred-interest plans, if the financed balance is not paid in full by the end of the promotional period, or if a required minimum payment is missed, interest is charged from the original purchase date at the standard plan APR. The 0% promotional rate, term length, and approved amount are set by GreenSky at the time of application based on your credit profile, building configuration, and the specific promotional plan in effect — your Triton specialist can confirm which plans your build qualifies for before you apply, and full terms are disclosed in your lender agreement.
Will pre-qualifying with HFS affect my credit score?
No. HFS uses a soft credit check at pre-qualification, which does not lower your score or appear as an inquiry on your credit report. A hard pull is only run if you choose to move forward with a final loan offer.
How much can I finance?
HFS approves Triton building loans up to $300,000, and GreenSky approves up to $100,000. Your final approved amount depends on the lender, your credit profile, your income, and the size of your project.
What is the lowest interest rate?
HFS fixed rates start at 7.99% APR for qualified borrowers, and GreenSky offers promotional rates as low as 0% APR on qualifying buildings. The rate you receive depends on the lender, your credit, term length, loan amount, and the specific GreenSky promotional plan in effect. Some GreenSky plans are deferred-interest: if the balance is not paid in full by the end of the promo period, interest is charged from the original purchase date at the standard plan APR. Final terms are set by HFS or GreenSky at approval.
How long can the loan term be?
HFS offers terms up to 20 years (240 months) on qualifying loans. Longer terms lower your monthly payment; shorter terms reduce your total interest paid.
When does my first payment begin?
Your first payment typically begins about 30 days after your building has been delivered and installed — so you have time to enjoy your new building before the first payment is due.
Is there a penalty for paying off my building early?
No. You’re free to pay off your balance at any time without prepayment penalties. Pay extra each month or settle the loan in full whenever you’re ready.
Can I finance the slab and installation along with the building?
In many cases, yes. Talk to your Triton specialist about bundling site prep, slab, sales tax, and installation into a single financed amount with one monthly payment.
Ready to apply?